{"id":565,"date":"2023-12-15T15:14:53","date_gmt":"2023-12-15T15:14:53","guid":{"rendered":"https:\/\/alohakr.com\/?p=565"},"modified":"2024-02-04T02:21:33","modified_gmt":"2024-02-04T02:21:33","slug":"%ec%b2%ad%eb%85%84","status":"publish","type":"post","link":"https:\/\/alohakr.com\/%ec%b2%ad%eb%85%84\/","title":{"rendered":"\uccad\ub144\ub4e4\ub3c4 \ub0b4\uc9d1\ub9c8\ub828 \uac00\ub2a5, 40\ub144 \ub300\ucd9c\uc9c0\uc6d0\ud558\ub294 \uccad\ub144 \uc8fc\ud0dd\ub4dc\ub9bc\ud1b5\uc7a5"},"content":{"rendered":"\n

<\/p>\n\n\n\n

\uccad\ub144\ub4e4\ub3c4 \uc774\uc81c \ub0b4\uc9d1\ub9c8\ub828 \uc2e4\ud604\uc774 \uc5b4\ub290\uc815\ub3c4 \uac00\ub2a5\ud574\uc9c0\ub294\uac83\uc77c\uae4c\uc694?

\ub0b4\ub144 \uc0c8\ub85c\uc6b4 \uc815\ucc45\ub4e4\uc774 \ub098\uc654\ub294\ub370 \uc77c\ub2e8 \uc5b4\ub5a4 \uc815\ucc45\ub4e4\uc774 \uc788\ub294\uc9c0 \uba3c\uc800 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

<\/p>\n\n\n

\n
\"\uccad\ub144\"<\/figure><\/div>\n\n\n

\uc0c8\ub86d\uac8c \ub098\uc628 \uccad\ub144\uc815\ucc45\ub4e4 \uc54c\uc544\ubcf4\uae30<\/h2>\n\n\n\n

<\/p>\n\n\n\n

    \n
  1. 2027\ub144\uae4c\uc9c0 \uccad\ub144\uce35\uc744 \uc704\ud55c \uacf5\uacf5\uc8fc\ud0dd\uacf5\uae09 58\ub9cc\ud638\uae4c\uc9c0 \ud655\ub300\uc608\uc815
    2024\ub144 \uccad\ub144\uce35\uc5d0\uac8c \uacf5\uacf5\uc784\ub300 5\ub9cc\ud638, \uacf5\uacf5\ubd84\uc591 6\ub9cc5\ucc9c\ud638\ub97c \uacf5\uae09\ud558\uace0 2027\ub144\uae4c\uc9c0 \uccad\ub144\uce35 \uacf5\uacf5\uc8fc\ud0dd\uacf5\uae09\uc744 \uc57d58\ub9cc\ud638\uae4c\uc9c0 \ud655\ub300\ud560 \uacc4\ud68d\uc774\ub2e4.<\/li>\n\n\n\n
  2. \uccad\ub144\uc8fc\ud0dd\ub4dc\ub9bc\ud1b5\uc7a5 \ub3c4\uc785\uc2e4\uc2dc
    \uccad\uc57d \ub2f9\ucca8 \uc2dc \uae08\ub9ac \ucd5c\uc800 2.2%, \ucd5c\uc7a5 40\ub144 \ubd84\ud560 \ub0a9\ubd80\uac00\ub2a5
    \uae30\uc874 \uccad\uc57d\uc800\ucd95\ubcf4\ub2e4 \ub192\uc740 4.5%\uc6b0\ub300\uae08\ub9ac\uc801\uc6a9<\/li>\n\n\n\n
  3. \uc790\ub9bd\uc900\ube44\uccad\ub144\uc758 \uc790\ub9bd\uc218\ub2f9 40\ub9cc\uc6d0 \u25b6 50\ub9cc\uc6d0\uc73c\ub85c \uc0c1\uc2b9<\/li>\n\n\n\n
  4. \uac00\uc871\ub3cc\ubd04\uccad\ub144\ub4e4\uc5d0\uac8c \uc5f0200\ub9cc\uc6d0\uc758 \uc790\uae30\ub3cc\ubd04\ube44 \uc9c0\uc6d0, \uc804\ub2f4\uc778\ub825\ub3c4 180\uba85 \u25b6 230\uba85\uc73c\ub85c \ud655\ub300<\/li>\n\n\n\n
  5. \ucd9c\uc0b0 \uac00\uad6c\uc5d0 \ub300\ud574\uc11c \uc2e0\uc0dd\uc544 \ud2b9\ubcc4\uacf5\uae09 \uc5f07\ub9cc\uac00\uad6c \uacf5\uae09, \uc8fc\ud0dd \uad6c\uc785 \ubc0f \uc804\uc138\uc790\uae08 \ub300\ucd9c\uc2dc \uc18c\ub4dd\uc694\uac74 \ub300\ud3ed \uc644\ud654<\/li>\n\n\n\n
  6. \uad6d\uac00\uc7a5\ud559\uae08 \ubc0f \ucde8\uc5c5 \ud6c4 \uc0c1\ud658 \ud559\uc790\uae08 \ub300\ucd9c \uc774\uc790 \uba74\uc81c \uc9c0\uc6d0\ud655\ub300, \uad6c\uc9c1 \uccad\ub144\uc758 493\uac1c \uad6d\uac00 \uc790\uaca9\uc99d \uc751\uc2dc\ub8cc\uc758 50%\ub97c \uc5f03\ud68c\uae4c\uc9c0 \uc9c0\uc6d0<\/li>\n\n\n\n
  7. \ub300\uc911\uad50\ud1b5 \uc774\uc6a9 \ud69f\uc218\uc5d0 \ub530\ub77c \uccad\ub144 \uad50\ud1b5\ube44 30% \ud658\uae09\ud574\uc8fc\ub294 k-\ud328\uc2a4 \ucd9c\uc2dc, \ub300\ud559\uc0dd \ucc9c\uc6d0 \uc544\uce68\ubc25\uc0ac\uc5c5 144\uac1c\uad50 \u25b6 264\uac1c\uad50\ub85c \ud655\ub300<\/li>\n<\/ol>\n\n\n\n

    <\/p>\n\n\n

    \n
    \"\"<\/figure><\/div>\n\n\n

    \ub9ce\uc740 \ubd84\ub4e4\uc774 \uad00\uc2ec\uac00\uc9c0\ub294 \uccad\ub144\uc8fc\ud0dd\ub4dc\ub9bc\uccad\uc57d\ud1b5\uc7a5 \uc124\uba85<\/h3>\n\n\n\n

    <\/p>\n\n\n\n

    \uc77c\ub2e8 \uc800\ubd80\ud130\ub3c4 \ub9ce\uc740 \uc815\ucc45\uc911\uc5d0 \uac00\uc7a5 \ub208\uae38\uc774 \uac14\ub358 \uc0c8\ub86d\uac8c \ub098\uc624\ub294 \uccad\ub144\uc8fc\ud0dd\ub4dc\ub9bc\uccad\uc57d\ud1b5\uc7a5\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.
    \uccad\ub144\uc8fc\ud0dd\ub4dc\ub9bc\ud1b5\uccad\uc57d\ud1b5\uc7a5\uc740 \uad6d\ud1a0\uad50\ud1b5\ubd80\uac00 11\uc6d424\uc77c \uccad\ub144\uce35\uc758 \uc790\uc0b0\ud615\uc131\uacfc \ub0b4\uc9d1\ub9c8\ub828\uc744 \uc9c0\uc6d0\ud558\uae30\uc704\ud574 ‘\uccad\ub144 \ub0b4\uc9d1 \ub9c8\ub828 123 \uc8fc\uac70\uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8’\uc744 \ud655\uc815\ud574\uc11c \ub098\uc628 \ud1b5\uc7a5\uc785\ub2c8\ub2e4.
    \uc5ed\ub300 \ucd5c\ucd08\ub85c \uccad\uc57d \ud1b5\uc7a5\uacfc \ub300\ucd9c\uc744 \uc5f0\uacc4\ud55c \uc0c1\ud488\uc778\ub370\uc694.

    \ubd84\uc591\uac00 80%\uae4c\uc9c0 \ub300\ucd9c\uc774 \uac00\ub2a5\ud558\uace0, 2.2%\ub85c \uc774\uc790\ub3c4 \uc800\ub9ac\uc774\uace0, \uae30\uac04\ub3c4 \uc7a5\uae30\ub85c \uc9c0\uc6d0\ud574 \uccad\ub144\ub4e4\uc5d0\uac8c \ubd80\ub2f4\uc744 \ub9ce\uc774 \ub35c\uc5b4\uc904\uc218 \uc788\ub294 \uc0c1\ud488\uc778 \uac83 \uac19\uc2b5\ub2c8\ub2e4.
    \uadf8\ub9ac\uace0 \uacb0\ud63c, \ucd9c\uc0b0, \ub2e4\uc790\ub140\uc77c \uacbd\uc6b0 \uc0dd\uc560\uc8fc\uae30\ubcc4 \ucd94\uac00\uc9c0\uc6d0\uc774 \uc788\uc2b5\ub2c8\ub2e4.

    \uacb0\ud63c\uc740 0.1%, \ucd9c\uc0b0\uc740 0.5%, \ub2e4\uc790\ub140\ub294 \ucd94\uac00\ub85c 0.2%\uc529 \uae08\ub9ac\uac00 \uc778\ud558\ub429\ub2c8\ub2e4.<\/strong>


    \uac00\uc785\uc870\uac74\uc740 \uc18c\ub4dd 3,600\ub9cc\uc6d0 \uc774\ud574, \ubb34\uc8fc\ud0dd \uc138\ub300\uc8fc \u25b6 \uc18c\ub4dd 7\ucc9c\ub9cc\uc6d0 \uc774\ud558 \ubb34\uc8fc\ud0dd\uc790<\/strong>, \uae30\ud63c\uc740 1\uc5b5 \uc774\ud558<\/strong>\ub85c \ub9ce\uc774 \uc644\ud654\ub418\uc5c8\uace0
    \uadfc\ub85c\uc18c\ub4dd\uc790 :<\/strong> \ucd5c\uadfc 1\ub144 \uadfc\ub85c\uc18c\ub4dd\uc6d0\ucc9c\uc9d5\uc218\uc601\uc218\uc99d \uae30\uc900
    \uc0ac\uc5c5\uc18c\ub4dd\uc790: <\/strong>\ucd5c\uadfc 1\ub144 \uc0ac\uc5c5\uc18c\ub4dd\uc6d0\ucc9c\uc9d5\uc218\uc601\uc218\uc99d \uae30\uc900
    \uc774\uc790\uc728\uc740 \ucd5c\ub300 4.3% \u25b6 \ucd5c\ub300 4.5%\ub85c \uc0c1\uc2b9<\/strong>
    \ub0a9\uc778 \ud55c\ub3c4\ub294 \ucd5c\ub300 50\ub9cc\uc6d0 m2<\/sup><\/strong> \ucd5c\ub300 100\ub9cc\uc6d0\uc73c\ub85c \uc0c1\uc2b9<\/strong>
    \ub300\uc0c1\uc8fc\ud0dd : 6\uc5b5 \uc774\ud558, \uc804\uc6a9 85m2<\/sup><\/strong> \uc774\ud558
    LTV(\uc8fc\ud0dd\ub2f4\ubcf4\uc778\uc815\ube44\uc728) : 80%(\ud604\uc7ac\uc608\uc0c1)<\/strong>
    \ub300\ucd9c\uae08\ub9ac : \uc5f0 2.2%~3.6% \ucc28\ub4f1\uc801\uc6a9(40\ub144\ub3d9\uc548 \uace0\uc815)<\/strong>




    \uae30\uc874\uc5d0 \uccad\ub144 \uc6b0\ub300\ud615 \uc8fc\ud0dd \uccad\uc57d\uc885\ud569\uc800\ucd95\uc5d0 \uac00\uc785\ud55c \uc0ac\ub78c\ub4e4\uc740 \uc0c8 \uccad\uc57d\ud1b5\uc7a5\uc73c\ub85c \uc790\ub3d9 \uc804\ud658 \ub418\uae30 \ub54c\ubb38\uc5d0 \ub098\uc624\uba74 \uc989\uc2dc \uac08\uc544\ud0c0\ub294\uac8c \uc774\ub4dd\uc77c \uac83 \uac19\uc2b5\ub2c8\ub2e4.
    \uae30\uc874 \uac00\uc785\uae30\uac04 \ubc0f \ub0a9\uc785\ud69f\uc218\ub97c \ubaa8\ub450 \uc778\uc815 \ubc1b\uc744 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.
    \uae30\uc874 \uc870\uac74\ucda9\uc871\uc5d0 \ubbf8\ub2ec\ub3fc \uccad\ub144 \uc6b0\ub300\ud615 \uccad\uc57d\ud1b5\uc7a5\uc5d0 \uac00\uc785 \ubabb\ud588\ub358 \ubd84\ub4e4\uc740 \ub0b4\ub144 \uc870\uac74\uc774 \uc644\ud654\ub428\uc5d0 \ub530\ub77c\uc11c \ub9ce\uc774\ub4e4 \uccad\ub144\uc6b0\ub300\ud615\uc73c\ub85c \ubc14\uafb8\uc2e4\uac70 \uac19\uc740\ub370,
    \ub0b4\ub144 2\uc6d4 \uc774\ud6c4 \ubd80\ud130 \uc804\ud658\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.
    \uc804\ud658\ud558\uba74 \uae30\uc874 \ubcf4\uc720\ud558\ub358 \uccad\uc57d\ud1b5\uc7a5\uc758 \uae30\uac04,\ub0a9\uc785\ud68c\ucc28\ub97c \uc774\uc5b4\uac08 \uc218 \uc788\uace0 2025\ub144 \uccad\uc57d\uc8fc\ud0dd\ub4dc\ub9bc\ud1b5\uc7a5\uc774 \ub098\uc654\uc744\ub54c\ub3c4
    \ubb34\ub9ac\uc5c6\uc774 \uc804\ud658 \uac00\ub2a5\ud569\ub2c8\ub2e4.

    \uccad\uc57d\ud1b5\uc7a5\uc740 \uae30\uc874\uc5d0\ub294 \uc911\ub3c4\uc778\ucd9c\uc774 \ubd88\uac00\ub2a5\ud588\uc9c0\ub9cc \uc8fc\ud0dd\ub4dc\ub9bc\uc758 \uacbd\uc6b0\uc5d0\ub294 1\ud68c\uc5d0 \ud55c\ud558\uc5ec \uc911\ub3c4\uc778\ucd9c \uac00\ub2a5\ud569\ub2c8\ub2e4.

    \ud1b5\uc7a5\uc774 \ub098\uc624\ub294 \uc2dc\uae30\ub294 2025\ub144 \ucd9c\uc2dc \uc608\uc815\uc785\ub2c8\ub2e4. \uc0dd\uac01\ubcf4\ub2e8 \ub2a6\ub124\uc694.
    \ucd9c\uc2dc \ub41c\ub2e4\uba74 \uc57d 10\ub9cc\uba85\uc815\ub3c4\uac00 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc744\uac70\ub77c\uace0 \ucd94\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.

    \uc740\ud589\uc740 \uc6b0\ub9ac\uc740\ud589, \uad6d\ubbfc\uc740\ud589, \ub18d\ud611\uc740\ud589, \ud558\ub098\uc740\ud589, \uae30\uc5c5\uc740\ud589, \uc2e0\ud55c\uc740\ud589,\ubd80\uc0b0\uc740\ud589,\ub300\uad6c\uc740\ud589,\uacbd\ub0a8\uc740\ud589\uc5d0\uc11c \uc2e0\uccad\uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

    <\/p>\n\n\n\n

    \uaca8\uc6b8\ucca0 \uad6d\uac00\uc9c0\uc6d0\uae08 \uc54c\uc544\ubcf4\uae30<\/a><\/strong><\/p>\n\n\n\n

    <\/p>\n\n\n\n

    2025\ub144\uae4c\uc9c0 \uae30\ub2e4\ub9ac\uae30 \ud798\ub4e4\ub2e4 \ud558\uc2dc\ub294 \ubd84\ub4e4\uc744 \uc704\ud574 \ud604\uc7ac \uc2dc\ud589\ub418\uace0 \uc788\ub294 \uc8fc\ud0dd\uad00\ub828\uc815\ucc45\uc744 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4,<\/p>\n\n\n\n

    .<\/p>\n\n\n

    \n
    \"\"<\/figure><\/div>\n\n\n

    \ud604\uc7ac \ud61c\ud0dd \ubc1b\uc744 \uc218 \uc788\ub294 \uc8fc\ud0dd\uc815\ucc45<\/h3>\n\n\n\n

    <\/p>\n\n\n\n

    \ud604\uc7ac\ub294 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc740 \uc5c6\uace0, \uc804\uc6d4\uc138 \ubcf4\uc99d\uae08 \ub300\ucd9c\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.

    \uccad\ub144 \uae30\uc900\uc740 \ub9cc 39\uc138 \uc774\ud558\uc778 \uccad\ub144\uacfc \ud63c\uc778 7\ub144 \uc774\ub0b4\uc758 \uc2e0\ud63c\ubd80\ubd80\uc785\ub2c8\ub2e4.

    \uc911\uc18c\uae30\uc5c5 \ucde8\uc5c5\uccad\ub144 \uc804\uc6d4\uc138 \ubcf4\uc99d\uae08\ub300\ucd9c : \ucd5c\ub300 1\uc5b5(\uae08\ub9ac \uc5f0 1.5%)
    \uccad\ub144 \uc804\uc6a9 \ubcf4\uc99d\ubd80 \uc6d4\uc138 \ub300\ucd9c : \ubcf4\uc99d\uae08 \ucd5c\ub300 3,500\ub9cc\uc6d0, \uc6d4\uc138 \ucd5c\ub300 1,200\ub9cc\uc6d0
    \uccad\ub144 \uc804\uc6a9 \ubc84\ud300\ubaa9 \uc804\uc138\uc790\uae08 : \ucd5c\ub300 2\uc5b5(\uae08\ub9ac \uc5f0 1.8%~2.7%)

    \uc774\ub807\uac8c \uc774\uc6a9\uc744 \ud558\uc2dc\ub2e4\uac00 \uacb0\ud63c \ud6c4 \uc2e0\ud63c\ubd80\ubd80 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc744 \ubc1b\uc73c\uc2dc\ub294 \ubd84\ub4e4\uc774 \ud604\uc7ac\ub294 \ub9ce\uc558\uc2b5\ub2c8\ub2e4.

    \uadf8\ub7f0\ub370 \uacb0\ud63c \ud560 \uc0dd\uac01\uc774 \uc5c6\ub294\ub370 \uc9d1\uc744 \uad6c\uc785\ud558\uace0 \uc2f6\uc740 \uccad\ub144\ub4e4\uc744 \uc704\ud55c \uc815\ucc45\uc774 2022\ub144\uc5d0 \ub098\uc654\uc2b5\ub2c8\ub2e4.
    ‘\ub274\ud648’\uc5d0 \ubbf8\ud63c \uccad\ub144\uc744 \uc704\ud55c \ud2b9\ubcc4\uacf5\uae09\uc774 \uc0dd\uacbc\uc2b5\ub2c8\ub2e4.
    + \uc804\uc6a9 \ubaa8\uae30\uc9c0 \uc0c1\ud488\uae4c\uc9c0 \uc5f0\uacc4\ub418\uc5b4 \uc9c0\uc6d0\ud574\uc11c \ud070 \uc7a5\uc810\uc73c\ub85c \ubcf4\uace0\uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

    \ub274\ud648 \ubc14\ub85c\uac00\uae30<\/a> <\/center>

    \ub274\ud648 \uccad\uc57d \uc885\ub958<\/strong>
    <\/p>\n\n\n\n

    \u2665 \ub098\ub214\ud615: \ubd84\uc591\uac00 \uc2dc\uc138 70%\uc218\uc900, \uc2dc\uc138\ucc28\uc775 70% \ubcf4\uc7a5(\ud2b9\uacf5: \uccad\ub144\uac00\ub2a5)<\/strong>

    \ud55c\ub3c4 : \ucd5c\ub300 5\uc5b5
    \uae30\uac04 : \ucd5c\ub300 40\ub144
    \uae08\ub9ac: 1.9%~3%<\/strong>

    \ub098\ub214\ud615\uc740 \uc804\uc6a9 \ubaa8\uae30\uc9c0 \uc0c1\ud488\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubd84\uc591 \ubc1b\uace0 5\ub144\ub3d9\uc548 \uac70\uc8fc\uc758\ubb34\ub97c \ub9c8\uce58\uace0 \ud314\uace0 \uc2f6\uc744\ub54c \ud30c\uc2dc\uace0 \uc2dc\uc138\ucc28\uc775\uc758 70%\ub294 \ub0b4\uac00 \ucc59\uaca8\uac08\uc218 \uc788\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4.
    30%\ub294 \uacf5\uacf5\uc5d0\uac8c \ubc18\ud658\uc785\ub2c8\ub2e4. \ud314\uc9c0 \uc54a\uace0 \uacc4\uc18d \uc0ac\uc154\ub3c4 \ubb34\uad00\ud569\ub2c8\ub2e4.

    \u2665\uc120\ud0dd\ud615: 6\ub144\uac04 \uc784\ub300 \uac70\uc8fc \ud6c4 , \ubd84\uc591 \uc5ec\ubd80 \uc120\ud0dd(\ud2b9\uacf5: \uccad\ub144\uac00\ub2a5)
    <\/strong>
    \uc784\ub300\ubcf4\uc99d\uae08 80%\uae4c\uc9c0 \uc804\uc138\ub300\ucd9c\uc9c0\uc6d0
    \ubd84\uc591\ubc1b\uc744 \uc2dc \uc804\uc6a9\ubaa8\uae30\uc9c0 \uc788\uc74c
    <\/strong>
    6\ub144\ub3d9\uc548 \uc804\uc138\ub85c \uc0b4\uace0 \ub09c \ub4a4 \ubd84\uc591\uc804\ud658\ud574\uc11c \ub0b4\uc9d1\uc73c\ub85c \ub9cc\ub4e4\uc9c0 \ub9d0\uc9c0 \uacb0\uc815 \uac00\ub2a5\ud569\ub2c8\ub2e4.
    \uc784\ub300\ubcf4\uc99d\uae08\uc740 80%\uae4c\uc9c0 \uc804\uc138\uc9c0\uc6d0\uc774 \ub418\uace0, 6\ub144 \uc0b4\uace0 \ub09c \ub4a4 \uac00\uaca9\uc774 \uc624\ub974\uba74 \uadf8 \ub54c \ubd84\uc591\uc804\ud658\uc744 \ud558\uace0 \uadf8\uac8c \uc544\ub2c8\uba74 \uc804\ud658\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub429\ub2c8\ub2e4.

    \u2665 \uc77c\ubc18\ud615 : \ubd84\uc591\uac00 \uc2dc\uc138 80% \uc218\uc900

    \ub514\ub524\ub3cc\ub300\ucd9c(\uc2e0\ud63c\ubd80\ubd80 \uc804\uc6a9\ub300\ucd9c) \uac00\ub2a5
    \ud2b9\ub824\ubcf4\uae08\uc790\ub9ac\ub860 : \uae08\ub9ac4%\ud6c4\ubc18<\/strong>

    \uc77c\ubc18\ud615\uc740 \uc77c\ubc18 \uc544\ud30c\ud2b8\uc640 \ub3d9\uc77c\ud55c \ubc29\uc2dd \uc785\ub2c8\ub2e4. \ubd84\uc591\uac00\uac00 \uc2dc\uc138 80%\ub85c \uc800\ub834\ud569\ub2c8\ub2e4. \uc804\uc6a9 \ubaa8\uae30\uc9c0\ub294 \ub530\ub85c \uc5c6\uace0 \ub514\ub524\ub3cc\uc774\ub098 \ud2b9\ub840\ubcf4\uae08\uc790\ub9ac\ub860 \uc774\uc6a9\uac00\ub2a5\ud569\ub2c8\ub2e4.

    \ubbf8\ud63c \uccad\ub144\ub4e4\uc740 \ub274\ud648\uc5d0\uc11c \ub098\ub214\ud615\uc774\ub098 \uc120\ud0dd\ud615\uc73c\ub85c \uccad\uc57d\uc5d0 \ub2f9\ucca8\ub418\uba74 \uc804\uc6a9\ubaa8\uae30\uc9c0\ub97c 2%\uc5d0 \ubc1b\uc744 \uc218 \uc788\uae30\ub54c\ubb38\uc5d0 \ub098\ub214\ud615\uc774\ub098 \uc120\ud0dd\ud615\uc744 \ucd94\ucc9c\ub4dc\ub9bd\ub2c8\ub2e4.

    <\/p>\n\n\n\n

    <\/p>\n\n\n\n

    2025\ub144\ubd80\ud130\ub294 \uccad\ub144\ub4e4\ub3c4 \ub0b4\uc9d1\ub9c8\ub828\ud558\ub294\uac83\uc774 \uac00\ub2a5\ud574\uc9c8\uae4c\uc694?

    \ub0b4\uc9d1\ub9c8\ub828\uc774 \uac00\ub2a5\ud574 \uc9c4 \ub4a4 \uc9c0\uae08 \uc544\uc8fc \uc2ec\uac01\ud558\ub2e4\uace0 \ub9d0\uc774 \ub098\uc624\ub294 \ud55c\uad6d\uc758 \ucd9c\uc0b0\ub960\ub3c4 \uc7a1\uc744 \uc218 \uc788\uc744\uc9c0 \uae30\ub300\ub429\ub2c8\ub2e4.
    \uc0ac\uc2e4 \uccad\ub144\ub4e4\uc740 \ucd9c\uc0b0\uc728\uc740 \ub450\ubc88\uc9f8\uace0 \ub0b4\uc9d1\ub9c8\ub828\uc73c\ub85c \uac00\uc7a5 \ud070 \uac71\uc815\uc744 \uc7a0\uc7ac\uc6b0\uace0 \uc870\uae08\uc740 \ud3b8\uc548\ud574 \uc9c8 \uc218 \uc788\ub294 \uc81c\ub3c4\uac00 \ub9de\uc744\uc9c0\uac00 \uad81\uae08\ud558\uc2e4\ud150\ub370\uc694.
    2025\ub144\uc5d0 \ub098\uc624\ub294 \uc989\uc2dc \ub2e4\uac19\uc774 \uac00\uc785\ud574\ubd05\uc2dc\ub2e4.

    <\/p>\n","protected":false},"excerpt":{"rendered":"

    \uccad\ub144\ub4e4\ub3c4 \uc774\uc81c \ub0b4\uc9d1\ub9c8\ub828 \uc2e4\ud604\uc774 \uc5b4\ub290\uc815\ub3c4 \uac00\ub2a5\ud574\uc9c0\ub294\uac83\uc77c\uae4c\uc694? \ub0b4\ub144 \uc0c8\ub85c\uc6b4 \uc815\ucc45\ub4e4\uc774 \ub098\uc654\ub294\ub370 \uc77c\ub2e8 \uc5b4\ub5a4 \uc815\ucc45\ub4e4\uc774 \uc788\ub294\uc9c0 \uba3c\uc800 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \uc0c8\ub86d\uac8c \ub098\uc628 \uccad\ub144\uc815\ucc45\ub4e4 \uc54c\uc544\ubcf4\uae30 \ub9ce\uc740 \ubd84\ub4e4\uc774 \uad00\uc2ec\uac00\uc9c0\ub294 \uccad\ub144\uc8fc\ud0dd\ub4dc\ub9bc\uccad\uc57d\ud1b5\uc7a5 \uc124\uba85 \uc77c\ub2e8 \uc800\ubd80\ud130\ub3c4 \ub9ce\uc740 \uc815\ucc45\uc911\uc5d0 \uac00\uc7a5 \ub208\uae38\uc774 \uac14\ub358 \uc0c8\ub86d\uac8c \ub098\uc624\ub294 \uccad\ub144\uc8fc\ud0dd\ub4dc\ub9bc\uccad\uc57d\ud1b5\uc7a5\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.\uccad\ub144\uc8fc\ud0dd\ub4dc\ub9bc\ud1b5\uccad\uc57d\ud1b5\uc7a5\uc740 \uad6d\ud1a0\uad50\ud1b5\ubd80\uac00 11\uc6d424\uc77c \uccad\ub144\uce35\uc758 \uc790\uc0b0\ud615\uc131\uacfc \ub0b4\uc9d1\ub9c8\ub828\uc744 \uc9c0\uc6d0\ud558\uae30\uc704\ud574 ‘\uccad\ub144 \ub0b4\uc9d1 \ub9c8\ub828 123 \uc8fc\uac70\uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8’\uc744 \ud655\uc815\ud574\uc11c \ub098\uc628 \ud1b5\uc7a5\uc785\ub2c8\ub2e4.\uc5ed\ub300 \ucd5c\ucd08\ub85c \uccad\uc57d… \ub354 \ubcf4\uae30 »\uccad\ub144\ub4e4\ub3c4 \ub0b4\uc9d1\ub9c8\ub828 \uac00\ub2a5, 40\ub144 \ub300\ucd9c\uc9c0\uc6d0\ud558\ub294 \uccad\ub144 \uc8fc\ud0dd\ub4dc\ub9bc\ud1b5\uc7a5<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":571,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","jetpack_post_was_ever_published":false,"_ti_tpc_template_sync":false,"_ti_tpc_template_id":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[155,1,154],"tags":[226,227,231,228,229,225,230],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/alohakr.com\/wp-content\/uploads\/2023\/12\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-2.jpg?fit=1280%2C720&ssl=1","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/alohakr.com\/wp-json\/wp\/v2\/posts\/565"}],"collection":[{"href":"https:\/\/alohakr.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alohakr.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alohakr.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alohakr.com\/wp-json\/wp\/v2\/comments?post=565"}],"version-history":[{"count":3,"href":"https:\/\/alohakr.com\/wp-json\/wp\/v2\/posts\/565\/revisions"}],"predecessor-version":[{"id":572,"href":"https:\/\/alohakr.com\/wp-json\/wp\/v2\/posts\/565\/revisions\/572"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alohakr.com\/wp-json\/wp\/v2\/media\/571"}],"wp:attachment":[{"href":"https:\/\/alohakr.com\/wp-json\/wp\/v2\/media?parent=565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alohakr.com\/wp-json\/wp\/v2\/categories?post=565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alohakr.com\/wp-json\/wp\/v2\/tags?post=565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}